Zakat is one of the five fundamental pillars of Islam, and one of its most important principles is that a person is either a Zakat giver or a Zakat recipient. A person who is Sahib-e-Nisab (Urdu) — known in Arabic as Ṣāḥib al-Niṣāb — is obligated to pay Zakat. As established by the Sunnah of…
ہندوستان میں حلال سرمایہ کاری کےلیےحتمی گائیڈ نومبر 2025 زمزم کیپٹل کے منیجنگ پارٹنر اور اسلامی بینکاری، مالیات اور سرمایہ کاری میں 25 سال سے زیادہ کا تجربہ رکھنے والے شخص کے طور پر، میں نے ہندوستان میں شریعت کے مطابق سرمایہ کاری کے لیے بیداری اور رسائی دونوں میں زبردست ترقی دیکھی ہے۔ فی…
भारत में हलाल निवेश के लिए एक विस्तृत मार्ग दर्शिका नवंबर 2025 ज़मज़म कैपिटल के प्रबंध भागीदार और इस्लामी बैंकिंग, वित्त एवं निवेश में 25 वर्षों से अधिक के अनुभव वाले व्यक्ति के रूप में, मैंने भारत में शरिया-अनुरूप निवेश के लिए जागरूकता और सुलभता दोनों में जबरदस्त वृद्धि देखी है। वर्तमान में, हलाल निवेश…
November 2025 As the Managing Partner of Zamzam Capital and someone with over 25 years’ experience in Islamic banking, finance & investments, I’ve witnessed tremendous growth in both awareness and accessibility for Shariah-compliant investing in India. Currently, one finds both a great promise but also unnecessary confusion around what Halal investing really means. This guide…
Investing is no longer optional—it’s essential. But for Muslims, the decision to invest is not just financial, it’s spiritual. The question many ask is: What’s the difference between halal and haram investing? This guide will help you clearly understand the principles of halal vs haram investing, how to recognize halal stocks, and how to avoid…
If you’re a Muslim investor navigating the Indian share market, it’s essential to understand the difference between halal shares and conventional shares. Not all listed stocks are compliant with Islamic values. Many generate income from interest, involve speculation, or operate in prohibited industries. In this article, we compare halal and conventional shares so you can…
Every year, more Muslim investors in India turn to halal investing—selecting Shariah-compliant stocks that align with Islamic principles. To help you build a strong, ethical portfolio, we’ve curated a list of the Top 10 Halal Stocks in the Nifty Index by Market Capitalization as taken from our very own Halal Stocks List. These stocks are…
Both Shariah-compliant investing and ESG investing are ethical approaches that appeal to values-driven investors. But they are not the same. As interest in ethical finance grows—especially in India—many investors ask:“What’s the difference between Shariah investing and ESG?”“Can a stock be halal but not ESG-compliant, or vice versa?” What is Shariah Investing? Shariah investing refers to…
If you’re a Muslim looking to grow your wealth in a way that aligns with your faith, building a Shariah-compliant investment portfolio is the ideal path. But many investors still ask: “Where do I begin?”, “What qualifies as halal?”, and “How do I avoid haram investments?” Now, lets drill down deeper …. If you’re a…
With the rise of retail trading platforms and YouTube influencers promoting options strategies, many Muslim traders are asking:“Is option trading halal in Islam?”“Can I make quick profits trading derivatives without violating Shariah?” The short answer from the vast majority of Islamic scholars:❌ No, option trading is not halal. But why exactly is it considered haram?…
Saif is a prominent Islamic Banking and Corporate Finance expert. His focus lies on developing Shari’a compliant savings, credit and investment products for the Indian market. He is the Managing Partner at Zamzam Capital LLP, a Shari’a compliant wealth management firm focused on the Indian stock market. He had earlier managed Zayd Chit Funds Pvt. Ltd., which was India’s first Shari‘a compliant licensed chit fund company. Saif began his career as an investment banker working for Merrill Lynch and J.P. Morgan in New York and London. He later worked in senior roles as an Islamic Banker in Kuwait with the investment subsidiaries of Kuwait Finance House, the 2nd largest Islamic Bank in the world. Saif graduated from Bates College, USA with a double major in Economics and Mathematics and is also a graduate of the London School of Economics.