Saif Ahmed, Managing Partner
Saif is a prominent Islamic Banking and Corporate Finance expert. His focus lies on developing Shari’a compliant savings, credit and investment products for the Indian market. He is the Managing Partner at Zamzam Capital LLP, a Shari’a compliant wealth management firm focused on the Indian stock market. He had earlier managed Zayd Chit Funds Pvt. Ltd., which was India’s first Shari‘a compliant licensed chit fund company. Saif began his career as an investment banker working for Merrill Lynch and J.P. Morgan in New York and London. He later worked in senior roles as an Islamic Banker in Kuwait with the investment subsidiaries of Kuwait Finance House, the 2nd largest Islamic Bank in the world. Saif graduated from Bates College, USA with a double major in Economics and Mathematics and is also a graduate of the London School of Economics. He has passed the Series 7 and 63 securities exams conducted by the Financial Industry Regulatory Authority (FINRA), USA.
Saif Ahmed, Managing Partner
Saif is a prominent Islamic Banking and Corporate Finance expert. His focus lies on developing Shari’a compliant savings, credit and investment products for the Indian market. He is the Managing Partner at Zamzam Capital LLP, a Shari’a compliant wealth management firm focused on the Indian stock market. He had earlier managed Zayd Chit Funds Pvt. Ltd., which was India’s first Shari‘a compliant licensed chit fund company. Saif began his career as an investment banker working for Merrill Lynch and J.P. Morgan in New York and London. He later worked in senior roles as an Islamic Banker in Kuwait with the investment subsidiaries of Kuwait Finance House, the 2nd largest Islamic Bank in the world. Saif graduated from Bates College, USA with a double major in Economics and Mathematics and is also a graduate of the London School of Economics. He has passed the Series 7 and 63 securities exams conducted by the Financial Industry Regulatory Authority (FINRA), USA.
Managing Partner
Mujahid Ahmed, Investment Advisor
Mujahid is a seasoned investor and advisor in the Indian stock market since 2004, and has since been advising many clients on various financial products available in the market. He began his career with Indiabulls Securities and later worked at IIFL Securities for 17 years where he held the title of Associate Vice President. Mujahid specializes in macroeconomic analysis of all key factors affecting the Indian markets and is an expert in both technical and fundamental analysis. He is a Computer Engineer by qualification and has passed the Series V and VIII exams conducted by the National Institute of Securities Markets (NISM).
Mujahid Ahmed, Investment Advisor
Mujahid is a seasoned investor and advisor in the Indian stock market since 2004, and has since been advising many clients on various financial products available in the market. He began his career with Indiabulls Securities and later worked at IIFL Securities for 17 years where he held the title of Associate Vice President. Mujahid specializes in macroeconomic analysis of all key factors affecting the Indian markets and is an expert in both technical and fundamental analysis. He is a Computer Engineer by qualification and has passed the Series V and VIII exams conducted by the National Institute of Securities Markets (NISM).
Investment Advisor
Mufti Ibrahim Essa, Shari’a Board Member
Mufti Ibrahim is one of leading global Shariah scholars in the field of Islamic banking & finance and a direct student of Mufti Taqi Usmani. He is the CEO of Alhamd Sharia Advisory Services and is a Shariah Advisor to Shariyah Review Bureau, Bahrain, one of the leading global Shari’a advisory firms. Mufti Ibrahim serves on the Shari’a Board of several Islamic financial institutions across the world, such as Algbra (United Kingdom), Kompanion-Investment (Kyrgyzstan), Craft 3 Investment (USA), EFU Takaful (Pakistan) and Atrium Underwriting Syndicate-Lloyd’s of London (United Kingdom). He has also written more than four thousand Fatawas on different topics and has completed his Darse Nizami (Masters in Quran and Sunnah) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamiah Darul Uloom Karachi, where he also serves as a Member of its Darul Ifta Department.
Mufti Ibrahim Essa, Shari’a Board Member
Mufti Ibrahim is one of leading global Shariah scholars in the field of Islamic banking & finance and a direct student of Mufti Taqi Usmani. He is the CEO of Alhamd Sharia Advisory Services and is a Shariah Advisor to Shariyah Review Bureau, Bahrain, one of the leading global Shari’a advisory firms. Mufti Ibrahim serves on the Shari’a Board of several Islamic financial institutions across the world, such as Algbra (United Kingdom), Kompanion-Investment (Kyrgyzstan), Craft 3 Investment (USA), EFU Takaful (Pakistan) and Atrium Underwriting Syndicate-Lloyd’s of London (United Kingdom). He has also written more than four thousand Fatawas on different topics and has completed his Darse Nizami (Masters in Quran and Sunnah) and Takhassus fil Ifta (Specialization in Islamic Jurisprudence) from Jamiah Darul Uloom Karachi, where he also serves as a Member of its Darul Ifta Department.
Shari’a Board Member
Mufti Asadullah Qasmi, Shari’a Board Member
Mufti Asadullah Qasmi is a trained and highly qualified Islamic jurist and one of the few religious scholars in India who have researched and worked in the field of Islamic finance. He wrote almost 1,000 fatawa (religious rulings) as an assistant to the Head of the Darul Ifta (Islamic Jurisdiction) department in India’s premier Islamic seminary Darul Uloom Deoband from 2004 to 2006, through which he gained practical insights in applying his specialized training in Islamic jurisprudence, following which he worked as a Shari’a Advisor with both Parsoli Corporation and Pragmatic Wealth Management in Mumbai from 2009 to 2011, advising on various Shari’a compliance issues related to Islamic banking and capital markets. Mufti Asadullah is also the coordinator for the online fatwa service for Markazul Ma’arif Education & Research Centre (MMERC) in Mumbai. He has qualifications in Fazilat (M.A.), Arabic Adab, Takhassus fil Ifta and Tadreeb-e-Ifta from Darul Uloom Deoband, India. In addition, he has diplomas in English language and literature and is a B.Com graduate from the Maulana Azad National Urdu University.
Mufti Asadullah Qasmi, Shari’a Board Member
Mufti Asadullah Qasmi is a trained and highly qualified Islamic jurist and one of the few religious scholars in India who have researched and worked in the field of Islamic finance. He wrote almost 1,000 fatawa (religious rulings) as an assistant to the Head of the Darul Ifta (Islamic Jurisdiction) department in India’s premier Islamic seminary Darul Uloom Deoband from 2004 to 2006, through which he gained practical insights in applying his specialized training in Islamic jurisprudence, following which he worked as a Shari’a Advisor with both Parsoli Corporation and Pragmatic Wealth Management in Mumbai from 2009 to 2011, advising on various Shari’a compliance issues related to Islamic banking and capital markets. Mufti Asadullah is also the coordinator for the online fatwa service for Markazul Ma’arif Education & Research Centre (MMERC) in Mumbai. He has qualifications in Fazilat (M.A.), Arabic Adab, Takhassus fil Ifta and Tadreeb-e-Ifta from Darul Uloom Deoband, India. In addition, he has diplomas in English language and literature and is a B.Com graduate from the Maulana Azad National Urdu University.
Shari’a Board Member
Mufti Yahya Moin, Shari’a Board Member
Mufti Yahya is a prominent Shari’a scholar based in Mumbai, India focusing on Islamic finance, investments & all family related issues for the communities he serves in. He is an alumnus of Darul Uloom Zakariyya, South Africa where he graduated with an Aalimiyah Degree in Advanced Shari’a Sciences. Mufti Yahya then went on to complete his Master’s degree from the Faculty of Research at Al Mahad ul Aali al Islami, Hyderabad with a special focus on Fiqh ul Mu’amlat & Islamic Finance under the guidance of Maulana Khalid Saifullah Rahmani. He also completed the Tarbiyat Qadha course at Imarat-e-Sharia, Patna. In 2013, Mufti Yahya founded Darul Ifta Consultancy Services in Mumbai, which provides Shari’a advisory and auditing services for local businesses. He currently also serves as a Shari’a Advisor to Rehbar Financial Services Pvt. Ltd. in Bangalore and is a Professional Accredited Arbitrator with the Indian Institute of Arbitration and Mediation (IIAM). On the social front, Mufti Yahya is the Founder and President of Be Human Foundation, an NGO working for the overall development of youth with special focus on education, career building, entrepreneurship training and employability skills.
Mufti Yahya Moin, Shari’a Board Member
Mufti Yahya is a prominent Shari’a scholar based in Mumbai, India focusing on Islamic finance, investments & all family related issues for the communities he serves in. He is an alumnus of Darul Uloom Zakariyya, South Africa where he graduated with an Aalimiyah Degree in Advanced Shari’a Sciences. Mufti Yahya then went on to complete his Master’s degree from the Faculty of Research at Al Mahad ul Aali al Islami, Hyderabad with a special focus on Fiqh ul Mu’amlat & Islamic Finance under the guidance of Maulana Khalid Saifullah Rahmani. He also completed the Tarbiyat Qadha course at Imarat-e-Sharia, Patna. In 2013, Mufti Yahya founded Darul Ifta Consultancy Services in Mumbai, which provides Shari’a advisory and auditing services for local businesses. He currently also serves as a Shari’a Advisor to Rehbar Financial Services Pvt. Ltd. in Bangalore and is a Professional Accredited Arbitrator with the Indian Institute of Arbitration and Mediation (IIAM). On the social front, Mufti Yahya is the Founder and President of Be Human Foundation, an NGO working for the overall development of youth with special focus on education, career building, entrepreneurship training and employability skills.
Shari’a Board Member
Mufti Mohammad Yahya Qasmi, Shari’a Board Member
Mufti Mohammad is one of the few religious scholars in India who have researched and worked in both the fields of Islamic Banking & Finance and Halal Certification. He presently serves as the Shariah Auditor and Halal Coordinator at the Jamiat Ulama Halal Foundation (JUHF) Certification Pvt. Ltd., from 2012 onwards, which is India’s premier independent Halal Certification body. Mufti Mohammad began his career working as a Shari’a Advisor and Financial Analyst with Pragmatic Wealth Management Pvt. Ltd. in Mumbai where he worked on the research, audit and monitoring of Shari’a Compliant investment products related to the capital markets and also served as the Sub-Editor for the Islami Tijara magazine. He has also served as a former member of the Islamic Investment & Finance Board in India and has published various articles in Urdu & English on Islamic Economics and Finance in national newspapers and magazines. Mufti Mohammad has completed both his Fazilat & Takmil-e- Ifta (Specialization in Islamic Jurisprudence) from the prestigious Darul Uloom Deoband and has done his B. A., M.A. & M.Phil Arabic (Hons) from Jamia Millia Islamia, Delhi.
Mufti Mohammad Yahya Qasmi, Shari’a Board Member
Mufti Mohammad is one of the few religious scholars in India who have researched and worked in both the fields of Islamic Banking & Finance and Halal Certification. He presently serves as the Shariah Auditor and Halal Coordinator at the Jamiat Ulama Halal Foundation (JUHF) Certification Pvt. Ltd., from 2012 onwards, which is India’s premier independent Halal Certification body. Mufti Mohammad began his career working as a Shari’a Advisor and Financial Analyst with Pragmatic Wealth Management Pvt. Ltd. in Mumbai where he worked on the research, audit and monitoring of Shari’a Compliant investment products related to the capital markets and also served as the Sub-Editor for the Islami Tijara magazine. He has also served as a former member of the Islamic Investment & Finance Board in India and has published various articles in Urdu & English on Islamic Economics and Finance in national newspapers and magazines. Mufti Mohammad has completed both his Fazilat & Takmil-e- Ifta (Specialization in Islamic Jurisprudence) from the prestigious Darul Uloom Deoband and has done his B. A., M.A. & M.Phil Arabic (Hons) from Jamia Millia Islamia, Delhi.
Shari’a Board Member
